tag:blogger.com,1999:blog-105859762024-03-07T02:16:26.784-05:00Annuities---The Whole TruthYour source for annuity information. Get the story on fixed annuities, index annuities, and variable annuities. Insightful, informative, and often controversial. Why are so many people misled by annuities? How do you evaluate annuities to see whether they are right for you? You can not do this unless you get the right annuity information. This is an unbiased look at the world of these often misunderstood vehicles...the whole truth and nothing but the truth.Tony Bahu, CEO, AnnuityMD.comhttp://www.blogger.com/profile/17158865150495753632noreply@blogger.comBlogger106125tag:blogger.com,1999:blog-10585976.post-16564980485089125592014-01-29T20:59:00.003-05:002014-01-29T20:59:34.416-05:00What Should I Do About My Annuity?Often times seniors are stuck wondering what they should do about the annuities they are 'trapped' in. In fact, I spoke to a senior just a couple of weeks ago who had a collection of annuities that her broker kept putting her in to. He would simply take the 10% withdrawal every year and create a new annuity for his client. In the client's best interest---me thinks not!!!<br />
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Anyway, because of this, she asked me this very question---what should I do about my annuities? It's very frustrating when you can't trust your agent to do you right. When I showed her what he was doing, she had a look of disgust in her eyes. Never mind the fact that she was 80 years old and he kept putting her in new 13 year annuities....<br />
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There are times when you just can't do much...but then again, there are times when you can. It makes sense to seek the help of a true professional to find out. And more importantly, it pays to get a second and third opinion.<br />
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However, the best thing someone can do is to be proactive in their approach. What I mean is that it is best to do your homework BEFORE getting into something that may not be suitable for you. But who do you trust? Well, it may come as no surprise to you that I am going to tell you about Annuities: The Shocking Truths Revealed. This book is the unbiased and comprehensive about what to look for when buying an annuity. It points out the pitfalls and dangers, and tells you what to avoid. It also tells you what you should have in an annuity as well.<br />
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Therefore, please visit http://www.AnnuityMD.com to get this book. We are going to soon offer it for free for a limited time. People have paid $97 for this book and said it was well worth it. So imagine if you passed this up only to find out 4 years later that you were stuck in a terrible investment vehicle that you couldn't get out of. Me thinks you shouldn't take that chance!!!!<br />
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Good luck with your annuity and please feel free to download this book on <a href="http://www.annuitymd.com/" target="_blank">annuities</a>. It may just be the one thing that helps you avoid a very costly mistake.<br />
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Tune in for more great information all the time....<br />
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Sincerely,<br />
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TB<br />
AnnuityMD.comTony Bahu, CEO, AnnuityMD.comhttp://www.blogger.com/profile/17158865150495753632noreply@blogger.com0tag:blogger.com,1999:blog-10585976.post-45850900898603549362014-01-27T19:43:00.001-05:002014-01-27T19:43:19.243-05:00Free Annuity ReportMany people are looking for a free annuity report. Previously AnnuityMD.com has provided our information for a charge in order to maintain the cost of running our site. However, we are strongly considering providing this information for free in the near future.<div>
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If you have annuities and are not quite sure what you have gotten into or you need help, please feel free to visit AnnuityMD.com soon to get your free report.</div>
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Also, this information will cover things such as what your annuity must have, things you must avoid with your annuities, the right questions to ask your agent, how much your annuity agent gets paid, and so much more great information.</div>
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If you are curious about your annuity, don't forget to check back with us soon for your free annuity report.</div>
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Remember, ignorance is NOT bliss when it comes to your money!</div>
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Tony Bahu, CEO, AnnuityMD.comhttp://www.blogger.com/profile/17158865150495753632noreply@blogger.com0tag:blogger.com,1999:blog-10585976.post-11023869355421926112011-03-15T22:54:00.003-05:002011-03-15T23:03:07.614-05:00BHC MarketingAnnuity Agents often ask me which annuity wholesaler is the best to work with. While there are many good ones, of of my favorites happens to be BHC Marketing. For those of you who don't know, BHC is a company that helps agents in the insurance industry provide great insurance products to their clients including annuities. My first experience with them was several years ago, where I flew down to meet with them. They run a fabulous operation and are run by Shelby Smith, the President of BHC, who has great knowledge of the insurance business.<div><br /></div><div>BHC Marketing was recently acquired by Futurity First. This acquisition was announced on september 27th of 2010. I am including a link below to the press release that announced this acquisition. </div><div><br /></div><div><a href="http://www.marketwire.com/press-release/Futurity-First-Acquires-BHC-Marketing-1325707.htm">http://www.marketwire.com/press-release/Futurity-First-Acquires-BHC-Marketing-1325707.htm</a></div><div><br /></div><div>Hopefully this acquisition will help BHC to continue to be one of the great companies in the annuity wholesale business. </div>Tony Bahu, CEO, AnnuityMD.comhttp://www.blogger.com/profile/17158865150495753632noreply@blogger.com0tag:blogger.com,1999:blog-10585976.post-35027101482056425332011-02-06T01:38:00.002-05:002011-02-06T01:42:37.876-05:00Annuity ScamsAnnuity scams are becoming more prevalent today and you need to be careful. <div><br /></div><div>Many annuity salespeople are victimizing their prospects and even clients by selling them annuities that may be unsuitable. The tough economy is not doing any justice to these scams neither. Many people are falling victim to annuity sales reps trying to make a quick dollar.</div><div><br /></div><div>It is very important to be well informed of what your agent is trying to do for you. Ignorance is certainly not bliss when it comes to this area. Being scared into investing into an annuity is not a way for you to make a good decision. Furthermore, it is important you are well educated when trying to make a good decision and not be the victim of an annuity scam.</div><div><br /></div><div>For more information on how to avoid this and make the right choices when it comes to your <a href="http://www.AnnuityMD.com">annuities</a>, please visit us at http://www.AnnuityMD.com</div><div><br /></div>Tony Bahu, CEO, AnnuityMD.comhttp://www.blogger.com/profile/17158865150495753632noreply@blogger.com0tag:blogger.com,1999:blog-10585976.post-31985722686438835702011-02-02T22:31:00.003-05:002011-02-02T22:39:50.668-05:00Annuities: Will I Be Taxed When I Die?<div style="text-align: center;"><b>Will I Be Taxed On My Annuities When I Die?</b></div><div style="text-align: center;"><b><br /></b></div><div style="text-align: left;"><b><br /></b></div><div style="text-align: left;">This question is not uncommon. First and foremost, you must understand that there are several taxes that must be taken into consideration. Your annuity value will be included in your estate value at the time of death. So in the case of estate taxes, if you are over the exclusion amount, they can create a tax burden.</div><div style="text-align: left;"><br /></div><div style="text-align: left;">More importantly however, is what happens to the inheritor of your annuities. Your heirs are taxed on the gains in your annuity value. Here is a great explanation of this from about.com. </div><div style="text-align: left;"><div id="abw" style="font-family: inherit; font-style: inherit; margin-top: 0px; margin-right: auto; margin-bottom: 1.5em; margin-left: auto; padding-top: 0px; padding-right: 15px; padding-bottom: 0px; padding-left: 15px; text-decoration: inherit; background-image: initial; background-attachment: initial; background-origin: initial; background-clip: initial; background-color: rgb(255, 255, 255); border-top-width: 3px; border-top-style: solid; border-top-color: rgb(255, 51, 0); position: relative; text-align: left; width: 930px; "><div id="abm" class="clear" style="font-family: inherit; font-style: inherit; margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; text-decoration: inherit; zoom: 1; position: relative; "><div id="abc" style="font-family: inherit; font-style: inherit; margin-top: 0px; margin-right: -336px; margin-bottom: 0px; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; text-decoration: inherit; position: relative; width: 930px; "><div id="articlebody" style="font-family: inherit; font-style: inherit; margin-top: 1.5em; margin-right: 351px; margin-bottom: 1.5em; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; text-decoration: inherit; position: static; "><p style="font-family: inherit; font-size: 12px; font-style: inherit; font-weight: inherit; margin-top: 1.5em; margin-right: 0px; margin-bottom: 1.5em; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; text-decoration: inherit; ">Upon your death, your heirs inherit the $200,000. Tax rules say their cost basis in the investment will be the investment’s value upon your date of death; in this case $200,000. They can now sell it, and pay no tax on the $100,000 of gain.</p><p style="font-family: inherit; font-size: 12px; font-style: inherit; font-weight: inherit; margin-top: 1.5em; margin-right: 0px; margin-bottom: 1.5em; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; text-decoration: inherit; ">This step up in cost basis does not apply to annuities.</p><p style="font-family: inherit; font-size: 12px; font-style: inherit; font-weight: inherit; margin-top: 1.5em; margin-right: 0px; margin-bottom: 1.5em; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; text-decoration: inherit; ">If you invest $100,000 in a variable annuity, and it doubles to $200,000, upon your death, your heirs will have to pay taxes, at their ordinary income tax rate, on the $100,000 of gain. This could result in federal taxes of $15,000 - $35,000, depending on their tax rate.</p><p style="font-family: inherit; font-size: 12px; font-style: inherit; font-weight: inherit; margin-top: 1.5em; margin-right: 0px; margin-bottom: 1.5em; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; text-decoration: inherit; ">No tax would be due if the investments had been placed directly in a mutual fund, instead of inside the variable annuity.</p><p style="font-family: inherit; font-size: 12px; font-style: inherit; font-weight: inherit; margin-top: 1.5em; margin-right: 0px; margin-bottom: 1.5em; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; text-decoration: inherit; ">Unfortunately, when variable annuities are sold, far too few advisors explain that your heirs may pay thousands in taxes, instead of no taxes.</p><p style="font-family: inherit; font-style: inherit; font-weight: inherit; margin-top: 1.5em; margin-right: 0px; margin-bottom: 1.5em; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; text-decoration: inherit; "><span class="Apple-style-span" >However, there is a solution for this. There are ways to make the value of your annuity tax free if you take particular actions. To better explain this, please clicck on the following link:</span></p><p style="text-align: center;font-family: inherit; font-style: inherit; margin-top: 1.5em; margin-right: 0px; margin-bottom: 1.5em; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; text-decoration: inherit; "><b><a href="http://ww.AnnuitiesTaxFree.com"><span class="Apple-style-span" >Tax Free Annuities</span></a></b></p><p style="text-align: center;font-family: inherit; font-style: inherit; font-weight: inherit; margin-top: 1.5em; margin-right: 0px; margin-bottom: 1.5em; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; text-decoration: inherit; "><span class="Apple-style-span" ><br /></span></p><p style="text-align: left;font-family: inherit; font-style: inherit; font-weight: inherit; margin-top: 1.5em; margin-right: 0px; margin-bottom: 1.5em; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; text-decoration: inherit; "><span class="Apple-style-span" >This site has a great program to help you take advantage of some laws that may help you. Hopefully you find benefit in this.</span></p><p style="text-align: left;font-family: inherit; font-style: inherit; font-weight: inherit; margin-top: 1.5em; margin-right: 0px; margin-bottom: 1.5em; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; text-decoration: inherit; "><span class="Apple-style-span" ><br /></span></p><p style="text-align: left;font-family: inherit; font-style: inherit; font-weight: inherit; margin-top: 1.5em; margin-right: 0px; margin-bottom: 1.5em; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; text-decoration: inherit; "><span class="Apple-style-span" >Sincerely,</span></p><p style="text-align: left;font-family: inherit; font-style: inherit; font-weight: inherit; margin-top: 1.5em; margin-right: 0px; margin-bottom: 1.5em; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; text-decoration: inherit; "><span class="Apple-style-span" >Tony Bahu</span></p><p style="text-align: left;font-family: inherit; font-style: inherit; font-weight: inherit; margin-top: 1.5em; margin-right: 0px; margin-bottom: 1.5em; margin-left: 0px; padding-top: 0px; padding-right: 0px; padding-bottom: 0px; padding-left: 0px; text-decoration: inherit; "><span class="Apple-style-span" >CEO AnnuityMD.com</span></p></div></div></div></div></div>Tony Bahu, CEO, AnnuityMD.comhttp://www.blogger.com/profile/17158865150495753632noreply@blogger.com0tag:blogger.com,1999:blog-10585976.post-73033141392538784152011-01-18T12:31:00.004-05:002011-01-18T13:45:07.566-05:00Your Annuity Value is at Risk<div>DID YOU KNOW THAT YOUR YOU ARE AT RISK OF LOSING</div><div>HALF OR MORE OF YOUR ANNUITY VALUE?</div><div><br /></div><div>Annuities can be a great way to accumulate and grow your money. However, the tax deferred </div><div>feature of your annuity may be creating a tax nightmare for your family and loved ones.</div><div><br /></div><div>In fact, dying with your annuity could cost your family over half of the value of your </div><div>hard earned inheritance? Please read on.</div><div><br /></div><div>We are offering a special no cost report that details how to pass on the value of your annuity completely tax free to your family if you qualify. There are no strings attached to receiving this no cost report.</div><div><br /></div><div>If you visit:</div><div><br /></div><div><a href="http://www.AnnuitiesTaxFree.com">http://www.AnnuitiesTaxFree.com</a></div><div><br /></div><div>you will have access to this report immediately.</div><div><br /></div><div>This report will detail thoroughly what it takes to make sure that Uncle Sam does not become </div><div>the number 1 inheritor of your estate.</div><div><br /></div><div><br /></div><div>This report will show you what you can do to avoid the tax time bomb that your annuity is turning into.</div><div><br /></div><div>As always, if you have any questions, feel free to reply to this e-mail.</div><div><br /></div><div>I hope this report helps. </div><div><br /></div><div>Sincerely,</div><div><br /></div><div>Tony Bahu </div><div>CEO</div><div>AnnuityMD.com</div><div><br /></div>Tony Bahu, CEO, AnnuityMD.comhttp://www.blogger.com/profile/17158865150495753632noreply@blogger.com0tag:blogger.com,1999:blog-10585976.post-81140710845151802802011-01-10T21:34:00.004-05:002011-01-10T21:39:25.001-05:00AnnuitiesWelcome to all who have been reading this blog on annuities. We have officially moved our blog over to <a href="http://Annuities.AnnuityMD.com">http://Annuities.AnnuityMD.com</a><div><br /></div><div>Here you can find our publication 'Annuities: The Shocking Truths Revealed.' This report exposes all the secrets that you have never been told by your insurance agent and the insurance companies. It reveals everything you need to know to make an informed decision on your annuity purchase.</div><div><br /></div><div>So come on over and pay us a visit and see what all the hype is about. We have been informing consumers for over 6 years on this matter and we are the consumer authority on annuities. It is non-biased real life advice made for you!!!!</div><div><br /></div><div>Sincerely</div><div><br /></div><div>Tony Bahu</div><div>CEO</div><div>AnnuityMD.com</div>Tony Bahu, CEO, AnnuityMD.comhttp://www.blogger.com/profile/17158865150495753632noreply@blogger.com0tag:blogger.com,1999:blog-10585976.post-5783721422215913062011-01-08T15:05:00.003-05:002011-01-08T15:12:08.718-05:00Are Annuities a Good Idea???Are annuities a good idea for your future? Well, many people often ask this question although it is not a question that is easily answered. The answer of this question really lies in what you are out to accomplish with your investment.<div><br /></div><div>Many investors are looking for the magic bullet...the investment that solves it all. Well, no investment can do this for everyone simultaneously. What's good for someone else may not necessarily be good for you. </div><div><br /></div><div>Annuities have great features which could prove to be good benefits for you. However, a good feature may be a bad benefit as well. For example, 'tax deferred' may be a great feature for someone looking to accumulate money, however, for someone looking to pass money on to their heirs, this may be a terrible feature. It is simply because it may cause a huge tax time bomb to be created for the heirs. For more on this, please click on <a href="http://www.annuitiestaxfree.com">annuities tax free</a> to learn more.</div><div><br /></div><div>All in all, you must learn what the features mean TO YOUR SITUATION. This is the most important thing. Also, you must know that at face value the feature may seem good but underneath it all, there is some sneaky insurance company tactics behind it. The best thing is to be informed. We recommend our resource called, 'Annuities: The Shocking Truths Revealed', which will give you much insight as to what annuities can and cannot do and whether they are right for you. Please feel free to visit AnnuityMD.com by clicking on the title of this entry. Hope that helps!!!!</div><div><br /></div><div>Sincerely,</div><div><br /></div><div>Tony Bahu</div><div>CEO</div><div>AnnuityMD.com</div>Tony Bahu, CEO, AnnuityMD.comhttp://www.blogger.com/profile/17158865150495753632noreply@blogger.com0tag:blogger.com,1999:blog-10585976.post-14776129795745233932011-01-07T11:24:00.001-05:002011-01-07T13:50:59.750-05:00Annuities Tax Free<div style="text-align: center;"><b><br /></b></div><div style="text-align: center;"><b>The Secret to Making the Value of Your Annuities Tax Free to Your Heirs </b></div><div style="text-align: center;"><b><br /></b></div><div style="text-align: left;">Is there really a secret? Well, the one thing you might want to know is that dying with your annuity may not be your best bet! With annuities growing in popularity and the population---well, growing old---it's no secret that many annuity owners will end up dying with their annuity.</div><div style="text-align: left;"><br /></div><div style="text-align: left;">But is an annuity the best vehicle to use if you want to pass money on to your children? Well, it may not be and you need to know why. Below, I am going to provide you with a link to a website that shows you a way to turn the value of your annuity into a tax free inheritance for your children if you qualify.</div><div style="text-align: left;"><br /></div><div style="text-align: left;">The site is straight to the point and offers a free report that tells you exactly what you need to know to do this. So feel free to visit the link below. By the way, if you plan on dying with your annuity or plan on using it to pass to your heirs, YOU MUST SEE THIS!!! If you have any questions, please feel free to comment or to let us know. The 'Annuity Legacy Plan' report can be found by clicking on the link below or by visiting:</div><div style="text-align: left;"><br /></div><div style="text-align: left;"><b><a href="http://www.annuitiestaxfree.com/">AnnuitiesTaxFree.com</a></b></div><div style="text-align: left;"><br /></div><div style="text-align: left;"><br /></div><div style="text-align: left;">Remember, ignorance is NOT Bliss!!!!! </div><div style="text-align: left;"><br /></div><div style="text-align: left;">Sincerely,</div><div style="text-align: left;"><br /></div><div style="text-align: left;">Tony Bahu</div><div style="text-align: left;">CEO</div><div style="text-align: left;">AnnuityMD.com</div>Tony Bahu, CEO, AnnuityMD.comhttp://www.blogger.com/profile/17158865150495753632noreply@blogger.com0tag:blogger.com,1999:blog-10585976.post-19574664027004568922009-03-06T16:10:00.003-05:002009-03-06T16:14:41.734-05:00Annuity LeadsAttention Annuity Agents: I would like to announce the launch of AnnuityAgentTraining.com. This website is specifically designed for the frustrated annuity agent who needs more annuity leads.<br /><br />If you are an annuity agent who is working harder than ever before and making less money, you need to take a look at our program. It offers a simple and easy way to create more leads than you can handle. Furthermore, the system is given to you step by step so there is absolutely NO guess work.<br /><br />So the bottom line is, if you are an annuity agent who wants to sell more annuities and are not afraid to invest in yourself, please visit AnnuityAgentTraining.com and come take a look at our incredible offer. The price we currently have will only be available for a short time so take advantage of it while you can.Tony Bahu, CEO, AnnuityMD.comhttp://www.blogger.com/profile/17158865150495753632noreply@blogger.com0tag:blogger.com,1999:blog-10585976.post-33225913701879293862009-03-02T17:50:00.002-05:002009-03-02T17:56:02.178-05:00New Annuity Lead System UnveiledFinally it is here. I have unleashed the most successful annuity lead system to hit the annuity industry.<br /><br />If you are looking for a way to sell more annuities then this could be a great way to do it. But be warned, if you are the type of producer who sells the 'bad for the client good for the agent' annuities, or the high bonus long term surrender annuities, this system is not for you.<br /><br />It is a system based on the book 'Annuities: The Shocking Truths Revealed' and it is designed for the honest agent who just simply wants more leads. The offer is limited and we are only going to accept a limited number of agents.<br /><br />If you are interested, please go to http://www.AnnuityAgentTraining.com.Tony Bahu, CEO, AnnuityMD.comhttp://www.blogger.com/profile/17158865150495753632noreply@blogger.com0tag:blogger.com,1999:blog-10585976.post-8037089281040824712009-02-24T17:34:00.002-05:002009-02-24T17:39:13.125-05:00AIG Annuities: What Should I Do?The AIG bailout is getting worse. A news article on CNN today stated that<br /><h2 style="font-weight: normal; font-family: arial;" class="storysubhead"><span style="font-size:100%;">"The world's largest insurer is expected to announce yet another bailout iteration next week. But some say its options are limited."</span></h2>I have been receiving many calls about whether or not to get the money away from AIG. All I know is the following: If I had my money in AIG, I would be bailing my money out of AIG.<br /><br />Sorry, I know everyone is telling you to hang on, especially your advisor who sold you the AIG annuity. However, are you going to be the last one who tries to get their money out and can't?<br /><br />SO IMO---Get what you can while you can if it is feasible to do so. Get help from an unbiased advisor instead of relying on my advice but get it now. I am sure I will receive hate mail for this but I do already anyway. <br /><br />And if you haven't, please check out <a href="http://www.AnnuityMD.com">'Annuities: The Shocking Truths Revealed'</a> at AnnuityMD.com. It could save you a fortune and tons of heartache.Tony Bahu, CEO, AnnuityMD.comhttp://www.blogger.com/profile/17158865150495753632noreply@blogger.com0tag:blogger.com,1999:blog-10585976.post-86257300541334803602008-11-21T23:13:00.010-05:002008-11-22T15:09:10.170-05:00Where oh Where Can My Money Be<div style="text-align: center;"><br /><div style="text-align: left;"><span style="font-weight: bold;"><span style="font-weight: bold;">So years ago, I worked at Merrill Lynch. It was incredible that I started on the day the Nasdaq was at it's all time high. So as you can imagine, it was a tough time to start. In order to make things a little easier, I wrote lyrics to an already well know song and renamed it 'Where oh Where Can My Money Be.'<br /><br />I hope you enjoy it. Lyrics appear below. Feel free to share with your friends by clicking the share button on the player!!!<br /><br /><p align="center"><img src="http://cache.reverbnation.com/widgets/buffer.gif" height="4" /><br /></p><embed type="application/x-shockwave-flash" src="http://cache.reverbnation.com/widgets/swf/15/widgetPlayer.swf?emailPlaylist=artist_328965&backgroundcolor=170606&font_color=FAFAFE&posted_by=artist_328965&shuffle=&" wmode="opaque" height="228" width="434"></embed><br /><a href="http://www.reverbnation.com/c./a4/15/328965/Artist/328965/Artist/link"><img alt="AnnuityMD.com%20CEO%20Tony%20Bahu" src="http://cache.reverbnation.com/widgets/content/15/footer.png" border="0" height="19" width="434" /></a><br /><img src="http://cache.reverbnation.com/widgets/buffer.gif" height="4" /><img style="visibility: hidden; width: 0px; height: 0px;" src="http://www.reverbnation.com/widgets/trk/15/artist_328965/artist_328965/t.gif" border="0" height="0" width="0" /><a href="http://www.quantcast.com/p-05---xoNhTXVc" target="_blank"><img src="http://pixel.quantserve.com/pixel/p-05---xoNhTXVc.gif" style="display: none;" alt="Quantcast" border="0" height="1" width="1" /></a><img style="visibility: hidden; width: 0px; height: 0px;" src="http://counters.gigya.com/wildfire/IMP/CXNID=2000002.11NXC/bT*xJmx*PTEyMjczMjc*NzUzNjcmcHQ9MTIyNzMyNzQ3NzkzMCZwPTI3MDgxJmQ9bXVzaWMlNUZwbGF5ZXIlNUZmaXJzdCU1RmdlbiZnPTEmdD*=.gif" border="0" height="0" width="0" /><br /></span></span><span style="font-weight: bold;"></span></div></div><br /><br /><span style="font-size:130%;"><a href="http://www.annuitymd.com/mymoney.html"><span style="font-weight: bold;">Click Here for the Official 'Where Oh Where Can My Money Be' Song w/Lyrics</span></a></span>Tony Bahu, CEO, AnnuityMD.comhttp://www.blogger.com/profile/17158865150495753632noreply@blogger.com0tag:blogger.com,1999:blog-10585976.post-18191163118678846342008-09-16T12:05:00.005-05:002008-09-16T12:33:24.965-05:00Annuities: I Own An AIG AnnuityThe sub-prime problems and credit problems aren't stopping and in fact they are hitting the insurance companies. AIG, the most recent victim, is scrambling to keep it's clients put in their annuities but it's a hard sell. I myself have received an exorbinant amount of calls from people who own AIG annuities asking if they are safe.<br /><br />The answer is, AIG may not be safe as a company from a cash perspective. However, you don't need to panic just yet. There are state guaranty associations and safety nets set up for these type of situations. They are limited into how much they protect, however it is good to know that there is something available to consumers.<br /><br /><strong>What to Do If You Own an AIG Annuity</strong><br /><strong></strong><br />Right now, there isn't much you can do. We have personally been trying to call them and they are virtually impossible to get a hold of right now. The best advice I can give you is not to panic. There are safety nets set up for these type of situations. AIG's Peter Tulupman, a company spokesman, claimed earlier in an emailed statement "Insurance policies written by AIG companies are direct obligations of our regulated insurance companies around the world. These companies are well capitalized and meet or exceed local regulatory capital requirements." To the extent that is true, only time will tell. <br /><br />Again, state guaranty funds are there to help. You can continue to contact AIG for an answer but it may be a little bit before you can get a hold of them. In the meantime, if you would like some peace of mind, my best advice is to contact your state guaranty association. <br /><br />Here is a way to do that. This link, <a href="http://www.milifega.org/links.cfm">http://www.milifega.org/links.cfm</a> is the link for the State of Michigan guaranty association. Even though this is the Michigan site, if you click the down arrow, you will probably find your state guaranty association. Most of them are listed here, although, unfortunately, not all of them.<br /><br />At these sites, there is so much useful information and people you may contact. Furthermore, there is information on ratings agencies. My personal favorite part about this site is the FAQ section on the left hand side. It is full of useful information.<br /><br />If you do not find your state, don’t worry. Try calling any state’s guaranty association and they can likely give you the number to another state’s association.<br /><br />For more information on your <a href="http://www.annuitymd.com/">annuities</a>, please feel free to visit us at <a href="http://www.annuitymd.com/">http://www.AnnuityMD.com</a>.Tony Bahu, CEO, AnnuityMD.comhttp://www.blogger.com/profile/17158865150495753632noreply@blogger.com0tag:blogger.com,1999:blog-10585976.post-33706234696287294692008-09-14T08:27:00.003-05:002008-09-14T08:41:52.355-05:00Medicaid Annuities May Not be So Friendly<a href="http://www.annuitymd.com/medicaidannuities.html">Medicaid annuities </a>aren't without their risks. If you are reading this, there is a good chance that you are trying to qualify for Medicaid by using an annuity. I am here to tell you that there are major risks involved in trying to do this.<br /><br />The first risk is to be aware that UNLESS you are being advised by a true expert in this area, you may very well be on your way to big headaches and problems. The reason is simple. The Medicaid laws are constantly changing. This means that your 'planners' methods had better be up to date or you will have issues.<br /><br />Next, it is important to consider that you may be dwelling in an area that is under high amounts of scrutiny. This means that the strategy better be well thought out and perfectly executed. If you are not using a professional that is well versed, again, you will be looking at a future of frustration and expenses. If this is not done right the first time, chances are, it cannot be redone and undoing it will cost a lot of time and money.<br /><br />There are several other risk factors to using annuities to qualify for Medicaid purposes. What we have done is put together a contact form. If you need help in this area, or even just a second opinion, please visit:<br /><br /><a href="http://www.annuitymd.com/medicaidannuities.html">AnnuityMD.com Medicaid Annuity Help</a><br /><br />You will have the opportunity to consult with one of a few people we consider to be the best in the country when it comes to Medicaid Friendly Annuities.<br /><br />Hope this Helps.<br /><br />Sincerely,<br /><br />Tony Bahu<br />CEO<br />AnnuityMD.comTony Bahu, CEO, AnnuityMD.comhttp://www.blogger.com/profile/17158865150495753632noreply@blogger.com0tag:blogger.com,1999:blog-10585976.post-26173976709318899722008-08-21T08:13:00.004-05:002008-08-21T08:20:20.414-05:00Free Annuity Report<span style="font-weight: bold;">AnnuityMD.com recently announced it's release of the free annuity report titled 'Annuities: The Warning Report.</span>' <br /><br />This detailed report outlines several warnings that consumers need to be aware of when buying annuities. It is a no fluff report that really does a great job in opening consumers eyes so that they can be aware of the dangerous aspects of annuities and the mistakes people are not aware of when buying annuities.<br /><br />Best of all, this is a free no obligation report. The free annuity report does offer an opportunity for readers to upgrade to a paid report, however, there is no obligation. And the free report is VERY detailed and very straight forward.<br /><br />This report is recommended for anyone who is thinking about buying annuities or who already owns annuities. It will truly be a great asset to help those people either avoid mistakes or to confirm suspicions that they may have already had.<br /><br />This report can be obtained by clicking on <a href="http://www.annuitymd.com/freeannuityreport.html">free annuity report</a> or by going to http://www.AnnuityMD.com/freeannuityreport.html.Tony Bahu, CEO, AnnuityMD.comhttp://www.blogger.com/profile/17158865150495753632noreply@blogger.com0tag:blogger.com,1999:blog-10585976.post-28963783495165715312008-08-15T08:26:00.004-05:002008-08-15T08:29:30.940-05:00Annuities: The Warning ReportAnnuityMD.com today announced the release of its new report 'Annuities: The Warning Report.' Unlike their paid report, this is a free report that can be obtained by going clicking <a href="http://www.annuitymd.com/freeannuityreport.html">Free Annuity Report. </a><br /><br />This report details warning signs investors need tob e aware of when purchasing annuities. It offers insights to investors who may be suspicious and need to watch out for things that they may not particularly be aware of.<br /><br />Again, this is a free report and is being offered to the public so they can avoid the mistakes investors make when purchasing annuities.<br /><br />Furthermore, our future blogs will mostly be posted at <a href="http://www.annuitymd.com/annuityblog">http://www.AnnuityMD.com/annuityblog</a>.Tony Bahu, CEO, AnnuityMD.comhttp://www.blogger.com/profile/17158865150495753632noreply@blogger.com0tag:blogger.com,1999:blog-10585976.post-76827111450231956402008-07-28T10:11:00.007-05:002008-07-28T14:10:31.170-05:00Allianz Annuities Report Reveals Everything---Allianz MasterDex, Allianz FlexDex, Allianz BonusDex, Allianz Endurance<span style="font-size:130%;"><span style="FONT-WEIGHT: bold">New report released today about Allianz Annuities and other Annuities. Please go to the following link to get more information:<br /><br /><br /></span></span><div style="TEXT-ALIGN: center"><span style="font-size:130%;"><span style="FONT-WEIGHT: bold;font-size:180%;" ><a href="http://annuitymd.com/allianzannuities.html">AnnuityMD.com New Report</a><br /><br />Exposing What You Need to Know About Allianz Annuities and Other Annuities.<br /><br /><br /><span style="font-size:100%;">"Includes information directly related to the Masterdex (All Products), The Endurance (All Products), FlexDex, BonusDex, PremierDex, Power Bonus Elite, and many more annuities..."</span></span></span><br /></div><div style="TEXT-ALIGN: center"></div>Tony Bahu, CEO, AnnuityMD.comhttp://www.blogger.com/profile/17158865150495753632noreply@blogger.com0tag:blogger.com,1999:blog-10585976.post-28521361680056588942008-07-24T13:17:00.003-05:002008-07-24T13:21:40.535-05:00AnnuityMD.com Announces the New Annuity Video BlogAnnouncing the New AnnuityMD.com video blog. <br /><br />AnnuityMD.com has just added a new video blog to their site. It is located at <a href="http://www.annuitymd.com/annuitiesvideoblog">AnnuityMD.com/annuitiesvideoblog</a>.<br /><br />Over time, content via video will be added. This will be annuities content that will assist consumers in learning about annuities and assisting them when it comes to getting help with their annuity.<br /><br />There will be video added over time and each week their will be new annuity video added.<br /><br />Please feel free to stop by and check it out. Furthermore, if there are any topics you want covered regarding your annuities, please feel free to ask and we will add it. <br /><br />Thank you and I hope this helps.<br /><br />Sincerely,<br /><br />Tony Bahu<br />CEO<br />AnnuityMD.comTony Bahu, CEO, AnnuityMD.comhttp://www.blogger.com/profile/17158865150495753632noreply@blogger.com0tag:blogger.com,1999:blog-10585976.post-28162818422339799072008-07-17T07:23:00.005-05:002008-07-17T07:43:34.593-05:00Annuities: What the Heck Did I Buy?Annuities, as you may or may not know are almost never bought directly as a result of a consumer waking up and thinking they want an annuity. They are typically sold to people by annuity or insurance agents.<br /><br />Just yesterday I received a phone call from a gentleman who mentioned that he never thought about an annuity but was thinking about an Aviva Annuity because a high pressure salesman came by and convinced him it was a good idea.<br /><br />Unfortunately, this is how many annuities are sold. They are forced upon a consumer by a slick or high pressure salesperson and the consumer, only a short time late to leave the consumer wondering what the heck they purchased.<br /><br />It amazes me that most consumers, YES MOST OF THEM, have no idea what their annuity does or how it works. It is only evident that they have no clue what they purchased. If this is how you feel then you are not in the minority. Unfortunately, there is never full disclosure to a consumer when they purchase their annuity.<br /><br />So what's the point? If you own something that you don't know about, it's time to do a little homework and figure it out. There are so many features (good and bad) about annuities that if you wait until you need the money to figure it out, how yours works you may be disappointed. And if you are thinking about buying an annuity, don't let a high pressure salesperson talk you into it unless it is exactly what you need.<br /><br />So, Mr. X who called me yesterday, I told you I would write a little article about you so this one's for you. Yes, you told me you weren't in the market for an annuity so why would you let a 'high pressure salesman' talk you into it? If you like what he had to say then tell him you'll get back to him and in the neamtime do your homework. If you didn't then tell him to go away...yes it's that simple.<br /><br />Well, I hope this helps. But in the end, just stay away from the situation that would have you waking up one day thinking, 'what the heck did I buy'?<br /><br />Now that you know more about how to avoid being talked into buying <a href="http://www.annuitymd.com/">annuities</a>, learn more about how to do your homework so you can buy the <a href="http://www.annuitymd.com/">annuity</a> that's right for you if that's what you are looking for.<br /><br />Tony Bahu is the CEO of AnnuityMD.com and the author of 'Annuities: The Shocking Truths Revealed' which is a book that reveals the shocking secrets about annuities that agents and insurance companies DON'T want you to know. Please visit <a href="http://www.annuitymd.com/">http://www.annuitymd.com/</a> for more information.Tony Bahu, CEO, AnnuityMD.comhttp://www.blogger.com/profile/17158865150495753632noreply@blogger.com1tag:blogger.com,1999:blog-10585976.post-53590558562770272692008-07-03T22:41:00.003-05:002008-07-03T22:46:59.910-05:00Announcement By AnnuityMDAnnouncing the Annuity Help Center<br /><br />AnnuityMD.com is proud to announce it's Annuity Help Center. This is a place for consumers to go to get unbiased information on variable, fixed, immediate, and fixed index annuities.<br /><br />The information superhighway is full of biased information particularly when it comes to annuities. AnnuityMD.com is committed to bringing consumers a very unbiased and true look at what annuities have to offer---the good, bad, and the ugly.<br /><br />Please visit the Annuity Help Center by clicking on <strong><a href="http://www.annuitymd.com/annuityhelp.html">Annuity Help</a></strong>.Tony Bahu, CEO, AnnuityMD.comhttp://www.blogger.com/profile/17158865150495753632noreply@blogger.com0tag:blogger.com,1999:blog-10585976.post-61598968945128958052008-06-28T18:19:00.005-05:002008-06-28T18:28:42.515-05:00Annuity HelpSo if it is<a href="http://www.annuitymd.com/"> annuity help </a>you are looking for then I urge you to read the following:<br /><br />Annuity information is only as good as the source. Therefore, you must know what the source of information is about annuities before taking the recommendation. For example, of course if you listen to annuity salespeople all day, you're going to believe that annuities are the solution to all of your financial problems. Ask a shoe fixer if your shoe needs fixing and the answer is inevitably going to be yes. <br /><br />On the other hand, if you listen to the news, you are going to get the BAD, the BAD, and the ugly about whatever it is. Dateline NBC, for example, exposed (and rightfully so) many issues dealing with annuities. However, they didn't deal with all the issues nor did they suggest proper solutions.<br /><br />It is hard to find good annuity help. There is no doubt about that. However, if you look at the source, you can often determine whether it is worth listening to that source. <br /><br />With all that said, let me explain why 'Annuities: The Shocking Truths Revealed' is a trusted source of information on annuities. First and foremost, we don't sell annuities. So there is no vested interest to get you to want one. And we don't sell other investments (at the time I am writing this article) or offer investment alternatives. We are soley providing UNBIASED information on the GOOD, BAD, and UGLY about annuities. That is it. YES, we do charge for our product, however, barely enough to make any profit whatsoever. It cost us a lot of money to run our site.<br /><br />If you want the absolute best unbiased information on annuities, it is best to check out AnnuityMD.com and get the annuity help you are looking for. I promise you it will not be a waste of your time or your money. And by the way, if you call me, I actually answer my phone and would welcome any kind of conversation regarding annuities.<br /><br />And one more thing---'The Shocking Truths' is not a 5 page stupid enticement for annuities like most other annuity 'books' or 'documents' are. It is a fully detailed and extremely deep knowledge base on what you need to know to make a good purchasing decision. Thorough and PRACTICAL information. <br /><br />Hope that helps.<br /><br />Sincerely,<br /><br />Tony Bahu<br />CEO<br />AnnuityMD.comTony Bahu, CEO, AnnuityMD.comhttp://www.blogger.com/profile/17158865150495753632noreply@blogger.com0tag:blogger.com,1999:blog-10585976.post-8001868625951397582008-04-23T15:44:00.003-05:002008-04-23T16:48:19.207-05:00Annuity Settlement Site<div style="text-align: center;"><span style="font-weight: bold;"><span style="font-size:130%;">Attention Annuity Owners</span><br /><br /></span><div style="text-align: left;"><span style="font-weight: bold;">Unsuitable annuity? Annuity not as promised? Fees to get out too high? Not enough liquidity? </span><br /><br />The list goes on and on.<br /><br />There is finally a way to escape from your unsuitable annuity if you qualify:<br /><br />Annuities are very often misappropriately sold. Unfortunately, the ones who end up paying for it are the unsuspecting consumers. You may be one of them. There are many disgruntled annuity owners and many of them are not to blame. Many of them were steered in the wrong direction by their insurance agent or financial advisor.<br /><br />Now, if you go to the <a href="http://www.annuitymd.com/annuitysettlement.html">annuity settlement form</a> at AnnuityMD.com, you can see if you are having the issues that may qualify you for a return of your money including damages.<br /><br />With that said, you can also see our Annuity Report that has helped hundreds of consumers avoid the mistakes that are made when purchasing annuities. This is a 100 page resource guide that is second to none in the world on annuity information.<br /><br />Hopefully this information helps and it's information that you act on.<br /><br /><br />Sincerely,<br /><br />Tony Bahu<br />CEO<br />AnnuityMD.com<br /><br />AnnuityMD.com has been committed to providing consumers with the absolute best information on annuities. Why can we do that? Because we do not sell annuities. Most people who provide annuity information are annuity marketing companies. Their goal is to get you to buy an annuity.<br /></div><div style="text-align: left;"><span style="font-weight: bold;"><span style="font-weight: bold;"><span style="font-family:arial;"><span style="font-weight: bold;"></span></span><br /></span></span><span style="font-weight: bold;"></span></div></div>Tony Bahu, CEO, AnnuityMD.comhttp://www.blogger.com/profile/17158865150495753632noreply@blogger.com0tag:blogger.com,1999:blog-10585976.post-65533364333355121692008-04-12T06:44:00.003-05:002008-04-12T06:58:54.386-05:00Getting Out of My Annuity<strong>Annuities: How to Get Out of My Annuity</strong><br /><br />The following applies to equity index annuities, fixed annuties, and variable annuities and in some cases immediate annuities.<br /><br />Let's just cut to the chase here. There have been many e-mails coming in the last few days regarding the new information that has been posted on AnnuityMD.com so I would like to clarify.<br /><br />Many annuities that are sold are sold inappropriately. There are many types of unsuitable sales that happen and many reasons that cause these sales to be inappropriate. The bottom line is if you feel you were deceived, you can be helped.<br /><br />There is now a program at AnnuityMD.com that allows you to find out if you were deceived. If you feel like you were sold an <a href="http://www.annuitymd.com/">unsuitable annuity</a>, then it probably makes sense to go to AnnuityMD.com and see if there is recourse you can take.<br /><br />Therefore, you may be entitled to receive your money back. Particularly if you were maliciously sold a bad annuity. And there is expert help to assist you in determining if that is the case.Tony Bahu, CEO, AnnuityMD.comhttp://www.blogger.com/profile/17158865150495753632noreply@blogger.com0tag:blogger.com,1999:blog-10585976.post-25251378967599681722008-04-11T18:29:00.004-05:002008-04-11T18:34:41.981-05:00Lifetime Income Annuities: Not on your life<strong><a href="http://www.annuitymd.com/">Lifetime Income Annuities </a>Promise Lifetime income. But for most, a very raw deal indeed.</strong><br /><br />Has an annuity salesperson of “financial advisor/planner” scared you, mom and dad, or grandpa or grandma into thinking they will outlive their money, becoming destitute in their golden years? What a clever fear sale indeed. Yes, it’s true that people are living much longer and they need to plan better to stretch their money over more expected years.<br /><br />So bingo! Here’s the solution offered by the “trusted advisor”: a guaranteed, lifetime income. That’s right, in return for your giving your money to an insurance company, you will receive a predictable income for as long as you and if you are married, your spouse live. But wait… There’s a few catches and some basic math that isn’t often explained by the annuity seller.<br /><br />For starters, unless you select a period certain benefit, if you die the next day in a car accident (for example), you have made a large, non-deductible charitable gift to… That’s right, the insurance company. They keep all of your money with nothing payable to your family. Ok, let’s now assume you instead live to be 90. The rate of return on that annuity may only be in the 2-3% range (and that’s before taxes). Granted, if you live longer, the rate of return increases. Annuity buyers are fooled easily with these income annuities for one simple reason. They are shown that if you put $100,000 in the annuity, you get say $7,000/year back. That’s a 7% return right? In a word, nope! It’s your own money back (zero return) for the first 14 plus years then you start getting a return after then.<br /><br />Also, during that first 14 years, you have to pay income tax on a portion of the payment (under section IRC §72). So effectively, it may take many years more to get into the positive and earn any return. Any wonder why insurance companies are so rich and agent’s can be paid so much for offering so little?<br /><br />Written by Steven Roth of Wealth Management International<br /><br />Tony Bahu<br />CEO<br />AnnuityMD.comTony Bahu, CEO, AnnuityMD.comhttp://www.blogger.com/profile/17158865150495753632noreply@blogger.com0